Archive for June, 2011
Why Do I Need a Life Insurance Exam?
Why
Do I Need a Life Insurance Exam?
A life insurance exam is standard practice
- many life insurance carriers require that applicants take medical exams to
determine the rate you are charged for your term and whole life insurance
policies. Although you may want to avoid an exam or feel it is unnecessary, you
will generally get a better rate if you submit yourself to a life insurance
exam by a paramedical professional. These medical professionals are paid by
life insurance companies to perform exams and report the findings back to them.
Many times they are mobile and can come to you, or you can schedule an exam at
a clinic specified by the insurance company. If you are under 40 and in good
health, you may not need to take a medical exam in order to obtain life
insurance. Each company has its own requirements, so it is best to check with your
agent.
Video Mystery Shopping: Realtors And Reese’s Peanut Butter Cups: Power of the Perfect Partnership
Do you remember those old commercials for Reese’s Peanut Butter Cups? Two people are walking along (one eating chocolate and the other eating peanut butter) when all of a sudden, they collide and the peanut butter and chocolate mix together and EUREKA, the best tasting candy bar in the world is born! All because of the successful partnership between the peanut butter and the chocolate!
Well, if you are wondering what this analogy has to do with new home sales people, let me tell you. YOU are the chocolate……and YOUR local Realtors are the peanut butter! Oftentimes as new home sales people, we forget what a valuable asset our realtors are to our business. Think about it. How awesome is it when all of a sudden a realtor pops into your sales office and delivers a QUALIFIED prospect that is ready to buy today! Voila! The magic of the successful partnership!
Do I Own a “Green” Home?
In this day and age, everyone wants to go green. People are starting to have eco-friendly everything, including cars and even houses. You may be wondering what makes a home eco-friendly. There are actually strict criteria to what makes a house green and what takes away from that. This is especially important if you are new to the green real estate and want to buy your first ecological friendly home. You may walk into a house and think that it is green because of certain features of it, but this may not be true. This article will help you know what makes a home green by telling you and explaining what features need to be associated with the house. It will also tell you some green pitfalls to avoid, so you can get the most eco-friendly home there is.
As soon as you walk in the house you should look at what type of floors they have. Carpet is generally not considered green and could, by itself, make your home not that eco-friendly. The most ecological friendly choice in flooring in hardwood. Not only do hardwood floors look great, but they help in heating the house. During the winter, hardwood floors trap the heat in your home and you will not have to use your heating as much. This obviously makes the house more ecologically friendly as it uses less energy.
Need to Sell Your Home Fast, Then Make It Look Its Best
Besides the asking price, the number one thing that can sell a home is how it looks on the outside, which is as much or more important than what is on the inside. The last thing a potential new buyer wants to think about is all the up keep, maintenance and repairs that will be needed if a homes exterior appearance is not perfect. Bad curb appeal alone can bring down your homes value.
These fixes do not have to break the bank but you will want to be sure they are performed correctly and do not cost you or the new owner more because of the work that is done.